What I mean is that everyone has the same 24 hours available, if you want something to change you need to take a risk to change your circumstances. If you don't take a risk you cannot expect things to change.

Of course things could get worse if you take a risk. But that's why we have limited liability.

I am not framing their circumstances as something that people should just accept. I'm saying if they want something they should take a risk and try get it.