I don't understand what kind of argument you are trying to make here. It seems like you are interested in comparing wire transfers to cryptocurrency, but I don't understand what comparison you're trying to make or what the purpose of the comparison is. Either I just don't understand what you're saying, or maybe your argument doesn't make any sense, or maybe you're just really bad at explaining things.

I had thought that this was a comparison of modern non-crypto banking / finance systems to the infrastructure provided by crypto, but you have made it very clear that you consider a more general comparison "out of scope" for whatever point you are trying to make.