They should have different modes for different states. In California, the plots should generate more tax revenue when being built, and there should be a 75% chance the owner is bankrupted before it breaks ground.

After completion, basic things that should have been checked by inspectors should go horribly wrong. (Electrical fires, sewage backups, landslides, etc.)

There should be an optional environmental tax that doubles revenues and construction times, but causes massive environmental damage about 25% of the time, and attracts the mob, regardless.

In other places, like rural Texas, there wouldn't be any building codes or zoning in unincorporated areas, and you'd need to maintain a fleet of aircraft to enforce property taxes. 75% of buildings would just fall over every few decades.

In Texas, the entire power grid would collapse periodically. In California, there would he weekly brownouts in rural areas, and natural gas exlosions would sometimes destroy entire city blocks. When this happened, PG&E would get to arbitrarily raid the government coffers, and funnel the money into organized crime.

For realism, would need block off not just the area for construction, but also the up/downstream five miles.