So your source is businessinsider? Elon himself says the story is bogus and when he came to the US, he came with nothing and ended up with 100k in student loan debt. And from where he lived and what he did, Elon was certainly not living some "rich man" lifestyle before the Zip2 and PayPal days, and no one who knew him in those days has shown any proof that Elon arrived in the US with any sort of wealth.