News for hackers. Stuff that matters.

A comment on Price shocks in formative years scar consumption for life. Parent comment

Re:Price shocks in formative years scar consumption for life by aoeusnth1 on Wednesday June 15, 2022 @05:50PM (#31759902)
Minimum buffer / maximizing investments in ETFs has higher EV and depending on your time horizon and model, may even be lower risk.
[ Parent | on HN ]
Re:Price shocks in formative years scar consumption for life by throwawayarnty on Wednesday June 15, 2022 @09:52PM (#31761730)
This strategy essentially ensures that you will never have much capital ready for when stocks and other assets suddenly get cheap.

Your strategy means that the best time to buy assets correlates with when your net worth dips then lowest.

[ Parent | on HN ]
Re:Price shocks in formative years scar consumption for life by aoeusnth1 on Monday June 20, 2022 @02:31PM (#31813847)
Do you try to time the market? Holding cash waiting for stocks to "get cheap" is a losing strategy unless you have some serious edge.
[ Parent | on HN ]