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Re:Price shocks in formative years scar consumption for life by nradov on Wednesday June 15, 2022 @11:08AM (#31754100)
Here's a decent 3-bedroom single family house in suburban Cleveland for $395K.

https://apps.realtor.com/mUAZ/313q9jxa

That's just one example but you can find thousands of similar listings all over the country. Outside of high-cost coastal areas, housing is still fairly affordable in most of the country.

Re:Price shocks in formative years scar consumption for life by deathanatos on Wednesday June 15, 2022 @12:34PM (#31755506)
And, as stated, I would take a "CoL adjustment" by moving there.

That particular property falls pretty squarely in the "exception proves the rule" territory for me; it's a 135 y/o dwelling, so I expect you'll be paying more than the immediate price tag. Like too many listings, it doesn't come w/ a floorplan, and with what photos it gives I'm a bit suss on the 3bd/3ba (piecing together the photos, I think we've converted a second story apt.'s LR into a BR?). It's certainly seen a remodel (although … IDK about the taste of the remodel. But let's say taste is unimportant!) No driveway. The backyard is … well it needs work. You're still batting $2k/mo in Cleveland.

I'd almost hazard a guess that my CoL adjust would be >$500/mo, but I don't get to know these things, being an employee.

There are a few intangibles in my situation that make "move to Cleveland" a "it's not going to happen".

There's a point where one needs to step back and ask oneself, if that's what's affordable on SWE's salary, what's affordable on a baker's salary?

Re:Price shocks in formative years scar consumption for life by selimthegrim on Wednesday June 15, 2022 @12:17PM (#31755259)
That’s not the suburbs.
Re:Price shocks in formative years scar consumption for life by nradov on Wednesday June 15, 2022 @06:19PM (#31760157)
I guess it depends how you define "suburbs", but it's outside the core downtown area. If your prefer a house further out in the suburbs or exurbs then there are plenty of options to pick from.

Anyway, the point is that people on HN who have relatively high incomes and job skills, and still complain about lack of affordable housing are mostly just being picky about location. There are options available but it might mean living in a area with shitty weather or not being able to walk to trendy restaurants or among neighbors who don't share your political views. The real housing crisis is hitting people with much lower incomes who are being squeezed out.

Re:Price shocks in formative years scar consumption for life by selimthegrim on Wednesday June 15, 2022 @07:37PM (#31760813)
I am from Cleveland, that is considered a very nice area these days including the proximity to Steelyard Commons, bars, West Side Market, St Ignatius HS etc
Re:Price shocks in formative years scar consumption for life by deathanatos on Wednesday June 15, 2022 @12:35PM (#31755519)
I think that's their "point", in that it's an urban home that's "affordable". I.e., if I only chose a city that wasn't part of one of the megalopolises, I wouldn't have problems.