I dunno - I spent 20 years using the Canadian Medical System, then moved down to the United States in 1995, and spent 20 years using the system here, with 5 years in a (mostly) socialized system in Singapore.

There doesn't really seem to be much of a tragedy of the commons when it comes to healthcare - nobody is really that excited about getting an unneeded biopsy, or hip replacement, or colonoscopy....

Agreed that full-throated capitalism seems to be the best system when it comes to allocating most resources (I absolutely do not begrudge Billionaires their Yachts, big houses, islands, private jets - have at it!) - but it's pretty sad when someone who works hard their entire life has to die 10 years early because they can't afford a decent doctor.