Hm, I am not quite sure I understand. Are you saying that people should not have the ability to withdraw their USD into cash either? Cryptographic currencies are exactly the same thing imo- they are not meant to replace trusted third parties in the traditional sense, they are just the digital equivalent of cash. A cryptocurrency wallet is far closer to a physical object than being a 'promise' from networks of trusted authorities. Apples and oranges.

banking is for fiat currencies whose value halves ever dozens of years. you dont have to worry about bank robbers. inflation does the same thing.

> whose value halves ever dozens of years

This seems demonstrably better than halving over 6 months...

Or six hours.

Looking at you not-stable coin.