It's $119,136 not 92k:

https://www.census.gov/quickfacts/fact/table/sanfranciscocit...

And that's of 2020 so out of date.

Yes because I’m sure two year old data is grossly out of date and the median income has gone up greatly enough so that a software engineer in SF is no longer in the top quintile.

That just doesn't make any sense. You can't even rent an apartment for less than $3,000 in SF, let along think about buying the average $2M house. What is the discrepancy? Maybe these folks all ended up buying their houses 30 years ago?

Yet somehow half the people seem to be surviving in SF making that and less.

The number doesn't jive for me either. You would have to go through how the median income number is formulated. It may not be how you think. I can't tell you the number of times I've seen this with broad statistics.

Just maybe in your bubble you think everyone is making a lot in SF?

These are the numbers from the census bureau. It still says $119K

https://www.census.gov/quickfacts/sanfranciscocitycalifornia

Median isn’t some obscure statistic that’s hard to calculate.