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A comment on Ask HN: How do you record your personal finances?. Parent comment

Re:Ask HN: How do you record your personal finances? by cosgrove on Friday June 03, 2022 @08:18AM (#31607257)
Do you have goals bigger than $100/year? If so, are you hitting those goals? If you aren't achieving your goals, YNAB can help.

I knew I wasn't achieving the goals I had with my DIY spreadsheet and mint.com, and once I started using YNAB everything came together very nicely.

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Re:Ask HN: How do you record your personal finances? by fox918 on Friday June 03, 2022 @08:48AM (#31607495)
> I knew I wasn't achieving the goals I had with my DIY spreadsheet and mint.com, and once I started using YNAB everything came together very nicely.

That is exactly what I hope to express in my sibling comment. Increasing the friction (be it UX or multi-device usage) might make my hesitation to manage my financial situation bigger and I might cease to manage it. This would be quite a bad scenario (well, at least for my savings ;) )

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