> you wanted to be the guy with the power- There is possibly a reason for that.

Sure, but there's nothing that suggests the underlying motivation would be negative. For example, a lot of people cite a desire to protect and serve their communities. Just because there is a motive for something doesn't imply that it's ulterior or nefarious.

I didnt say it was nefarious. When you open new lines of credit, or make an inquiry, your credit score drops. Atomically these aren't bad things, in a vacuum, yet when you step back and look at things holistically they can be part of a pattern. Feel me?

People may cite that. There’s no evidence of it being true. The issue of being class traitors is absolutely a negative issue.