Nice, came here to says thanks for the explanation! I was following Firefly III since a couple of years, already installed a test version on a local VM. I set up auto-pull for 2 of my 6 bank accounts, this did not work well (some transactions were missing, e.g. credit cards). I haven't found the time to proceed deeper.

For my partner and me, I keep an OpenOffice spreadsheet were I enter all expenses, so we know who owes whom how much. Also, I scan all my receipts and they are automatically renamed and moved based on patterns (paperless-ng).

I agree to your argument, seeing all your expenses in this way helps keeping a connection to how much is spend. I yet need to combine my two systems with firefly.