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Re:Firefly III: A free and open-source finance manager by rmesters on Monday May 30, 2022 @04:11PM (#31563180)
Depends. There's a bunch of providers (eg Yodlee) that ask for bank credentials (previously on HN https://news.ycombinator.com/item?id=18655712) Akoya in US and most European providers use real bank APIs.

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