Nowadays there's a ton of idling compute capacity running client side that could be used to spin up a personal cloud environment with all core services if one has the proper knowledge. For anyone that has a core to spare and a few GB's of memory, which should be easy for most modrn midrange hardware, I would recommend they save that $5 paying for a third party VPS, go deploy an open source hypervisor such as KVM, and run the virtual server on your own hardware.