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A comment on Credit Scores Can Run – and Ruin – Our Lives. Parent comment

Re:Credit Scores Can Run – and Ruin – Our Lives by nicoburns on Wednesday May 25, 2022 @12:43PM (#31507003)
> Or an account that does not permit cheque writing and will bounce a transaction instead of letting it overdraft

Seems like the problem might be that this system will also prevent people who have a bad reputation in it from getting one of these accounts?

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Re:Credit Scores Can Run – and Ruin – Our Lives by JumpCrisscross on Wednesday May 25, 2022 @01:36PM (#31507781)
> this system will also prevent people who have a bad reputation in it from getting one of these accounts?

Could. In practice, plenty of banks fill this niche [1].

[1] https://letmebank.com/banks-that-dont-use-chexsystems/

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