To prevent a multimillionaire who becomes disabled from collecting disability because they don't need it.

They're punishing hundreds of thousands of people in order to prevent the abuse of a few dozen.

not sure where people live, but here in High Cost of Living place, I see more than a few large houses, in the hills, in bad repair, with many vehicles that have blue handicap tags that never move. My outside guess is that someone with a family history of owning property, got a house long, long ago, and rode out three or four decades of outrageous housing price increases while being careful with all the paperwork. Is this common? no. but I tell you with evidence of my own eyes, in more than a few cases, someone has a kind of stability and wealth that healthy, working people just cant seem to ever get here.