"It seems like this forum is full of people who have traveled a similar path: starting with big ideas and hopes for their future, sometimes being able to achieve those but through a tremendous amount of time and effort. Or, have realized that a certain amount of money, free time and family is all they really need." -- I think you could replace "this forum" with "this world" and it would still be true. At this point in my life I don't mind admitting: I'm in the latter group.