> The colors are very distracting on my monitor.

It's interesting, because I sometimes also find colors distracting, so for my Vim and other terminal tools I make an intensive use of text attributes (like bold, italic, underline and their various combinations)

Your comment may incentivize me to release my monochrome vimrc: it looks quite good on mintty/msys2 or Windows Terminal, and still very decent with xterm!