This is incorrect. I am a digital nomad w/ a PO box and it's not accepted by many financial institutions that do KYC. My credit union requires me to list a "real" address. My credit card company required me to list a permanent address as well. Any time there's a fraud alert on my of my accounts & I have to provide proof of residence, there's a good chance submitting a document w/ my PO box will not be accepted.

I use my dad's address for my permanent residence. But since I'm not on the utility bills, it can be hard to provide true residence. In one case, I had to write up a lease agreement & buy renter's insurance to get one of my accounts unlocked. They wouldn't accept a bank statement, my driver's license, or voter registration card. It was a real pain in the ass, and resolving it took a good 2 weeks.

I do this exact same thing. Though, I have the benefit of sharing a name with my father so proof of residency had had never been an issue. It feels like cheating but it's so damn convenient lol.

You have hacked the system. Bravo.

At least in MA for a driver's license, there are a lot of documents that can be used for proof of residency including things like cell phone and auto insurance bills.

Lots of people's names aren't on utility bills. They may be sharing a place with others or utilities may be included in the rent.

Things you can't do with a PO box and no fixed residential address: get a driver's license; vote; prove to the last place you were resident that you're no longer resident and don't owe them taxes anymore; get insurance (vehicle, medical options severely limited); get a PO box in the first place.

Do we want people with no address voting? I could think of all kinds of problems if people could just roam around voting in places where they have no skin in the game.