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A comment on Swedbank customers positive balance turned into negative due to an update. Parent comment

Re:Swedbank customers positive balance turned into negative ... by fest on Thursday May 05, 2022 @06:40AM (#31271673)
Banks frame it as "it's one of the factors used by our opaque black box algorithm to determine your rate". To find out the exact weight of every factor beforehand, I would have to submit N applications, processing of which is on the order of a week or so.
[ Parent | on HN ]
Re:Swedbank customers positive balance turned into negative ... by dagw on Friday May 06, 2022 @05:04AM (#31282988)
When I was 'shopping' for a loan (in Sweden) I got an explicit price list. As in "our base rate is X%, if both of you move your main account here we'll offer you Y% and if also you move your home and car insurance to the insurance company we own then we'll offer you Z%"
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