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A comment on The strange business of hole-in-one insurance. Parent comment

Re:The strange business of hole-in-one insurance by dragonwriter on Tuesday May 03, 2022 @10:20PM (#31256046)
> But why should my insurance premiums go toward paying for someone else without car insurance?

They go to covering your risk of loss from damages causes by an actor from whom funds cannot be recovered.

> And what good is it trying to sue a “poor person”?

None, often, that's a large part of what you are insuring against by having uninsured driver insurance.

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Re:The strange business of hole-in-one insurance by scarface74 on Tuesday May 03, 2022 @11:23PM (#31256397)
And theoretically, how much more would insurance cost if states didn’t enforce every driver have insurance? As soon as you cancel insurance in my state, it gets reported.
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Re:The strange business of hole-in-one insurance by genewitch on Wednesday May 04, 2022 @02:05AM (#31257210)
same in Louisiana.

And in my original comment i was speaking to the nomenclature of "everyone has $1mm liability insurance" rather than anything else. I hadn't eaten all day and it shows in my comment history full of snark and toeing the line of being a decent person.

[ Parent | on HN ]