Bail-outs are a symptom of plutocracy, which is very much the fundamental nature of the American system (amongst many others).
They are a result of the system. I find it hard to believe that a not-fundamentally-broken system would produce that result.
What non-fundamental properties of the system do you think should change to halt now, and prevent in the future, bailouts and related actions (e.g. corporate subsidies)?
2) Because bail-outs aren't a fundamental property of "the system".