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Re:Rocket Mortgage to trim 8% of workforce as home-loan mark... by paxys on Thursday April 28, 2022 @02:33AM (#31189363)
And it is still relatively easy to get ~4-4.25% with a little bit of negotiating.
Re:Rocket Mortgage to trim 8% of workforce as home-loan mark... by crysin on Thursday April 28, 2022 @02:49AM (#31189458)
By negotiating do you mean taking points? I can’t imagine many lenders are willing to go below prime for a 30 year conforming loan.
Re:Rocket Mortgage to trim 8% of workforce as home-loan mark... by s1artibartfast on Thursday April 28, 2022 @12:29PM (#31194606)
I'm in escrow with less than 4% today w no points. Took some negotiating
Re:Rocket Mortgage to trim 8% of workforce as home-loan mark... by ab_testing on Thursday April 28, 2022 @11:06PM (#31200919)
How to negotiate rates? What do you usually tell them in the phone ?
Re:Rocket Mortgage to trim 8% of workforce as home-loan mark... by s1artibartfast on Friday April 29, 2022 @12:43AM (#31201541)
Shop around. Ask about relationship deals for assets under management. Ask about getting closing costs credited towards points. Tell them if you have a better offer and ask if there's any discounts the underwriter can offer