Money very clearly has a social coordination effect. You can’t get people together predictably and repeatably without it. Interestingly, it doesn’t matter whether it’s positive or negative cash flow. Elite private colleges are an example of people paying for the same social coordination they’ll expect to be paid for later on in life. I think university startups work because students are looking to use money and business to keep exploring and maintain friendships. I really wish there was such a thing for older people. I cannot figure out how to make this work, even with money.