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A comment on I Bond’s variable rate will rise to 9.62% with the May reset. Parent comment
There's some rules on if you cash out before 5 years (you give up the last 3 months of interest) and you MUST hold for 12 months.
You can ladder them too and have different amounts / times of purchase.
I like it for planned emergency funds that would otherwise be cash, ladder into it so you always have your EF available.
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There's some rules on if you cash out before 5 years (you give up the last 3 months of interest) and you MUST hold for 12 months.
You can ladder them too and have different amounts / times of purchase.
I like it for planned emergency funds that would otherwise be cash, ladder into it so you always have your EF available.