Re:Intuit asked Mailchimp employees to pay medical costs out...
by notch656a on Tuesday April 12, 2022 @01:48PM
(#31005996)
Inflexibly benefit offerings are why I generally prefer structuring my employment as 'contractor' / B2B, but I realize many people are unable to structure their employment that way. You're right that it would be advantageous if total compensation were better understood so that employees and employer could negotiate what works for them.
>It would make more sense for a company to even offer a HSA where they contribute as much as they would to a plan to a savings account and allow the employee to also contribute their share pre-tax. And apply that to plans available on the open market.
Agreed
If i am freeing the employer of that burden....should that not reflect back on my compensation? Surely you dont mean the employer should then be able to save more and basically lower their compensation for employees and expect the same return?
There are plenty of packages on the open market that are generally better than what an employer offers. But you are essentially making extra sacrifices by opting out with no benefit to you and all the benefit of the company.
It would make more sense for a company to even offer a HSA where they contribute as much as they would to a plan to a savings account and allow the employee to also contribute their share pre-tax. And apply that to plans available on the open market.