>So have I, and I stopped purchasing insurance because I cannot find the coverage I want. I need a specific variant of a certain operation which is only performed by a few surgeons in the country, and the one surgeon in New York who offers it only takes Aetna for that operation. Aetna reentered marketplaces starting 2022, but I'm moving and the operation has a year-plus waitlist, so I'm SOL. It has made a ton of sense for me to have no insurance because I'm fairly young and in fantastic health, making it cheaper to just pay out-of-pocket for primary care once or twice a year.

That seems reasonable. As I said, "my use case isn't yours and I'm sure you make decisions that are best for you."

>Please don't call people liars.

My intent wasn't to call you (or anyone else) a liar. My apologies if you felt I was attacking you. Nothing could be further from the truth. I've edited my comment to explicitly reflect that.

no worries, i didn't feel attacked, just pushing back because prior to the edit you said emphatically that what i stated was not true

>no worries, i didn't feel attacked, just pushing back because prior to the edit you said emphatically that what i stated was not true

I'm glad.

My initial statement was categorical and not specific only to me. You were right to call me out on that. Thanks.

I'd also add that I had a similar experience with physical therapy (PT) after surgery. When I changed insurers from BCBS to Fidelis (just a month or so after surgery), I found that the PT group I was using didn't accept my new insurance.

It's sad that we have to jump through all sorts of hoops just to get the medical care we need. Which is often the case even when it isn't an edge case like yours (or mine with my PT -- my situation was, of course, much less consequential since there are many PT providers out there).