Re:Why I'm in the Army Reserve – an explainer for my friends...
by mcguire on Monday April 04, 2022 @05:54PM
(#30912459)
"Obamacare created new gaps that absolutely sucked - made over 58k and self employed? No subsidies for you and paying a skyrocketing premium higher than any reasonable home mortgage with a 10k deductible. Completely unrealistic. And then the IRS hit you for thousands in penalties via the individual mandate."
I am currently paying $800/mo for a "silver" plan in a state that did not accept the extended Medicare. No, I don't get subsidies. I believe my deducible is roughly $2000, although I don't know because all of my costs have been covered, including the trip to the emergency room after I wacked myself in the eye. (The out-of-pocket limit for 2022 is $8700 for an individual. (https://www.healthcare.gov/glossary/out-of-pocket-maximum-li...))
Before the ACA, individual market plans were cheaper (although for the first couple of years they were comparable), but did not cover asthma (as a "pre-existing condition). Hello, $750 daily inhalers.
I am currently paying $800/mo for a "silver" plan in a state that did not accept the extended Medicare. No, I don't get subsidies. I believe my deducible is roughly $2000, although I don't know because all of my costs have been covered, including the trip to the emergency room after I wacked myself in the eye. (The out-of-pocket limit for 2022 is $8700 for an individual. (https://www.healthcare.gov/glossary/out-of-pocket-maximum-li...))
Before the ACA, individual market plans were cheaper (although for the first couple of years they were comparable), but did not cover asthma (as a "pre-existing condition). Hello, $750 daily inhalers.