IMHO after being a landlord and homeowner: home affordability is doomed. Homeowners vote to stop new construction to prop up their investment. Homeowners pretty much own local legislation: mayors, supervisors, boards etc. There is really no hope. People don't want affordable homes in their neighborhood - they want affordable homes in your neighborhood. The only way to stop this madness is to inversely tax homes based on their share of affordable homes in their area through state laws. Good luck passing that.