Shadow credit score could decide whether you get an apartment

Re:Shadow credit score could decide whether you get an apart... by actually_a_dog on Wednesday March 30, 2022 @04:09AM (#30852561)

You're saying that rather than spend what, $1k or so at most (which would be what it would cost replace the refrigerator entirely), you'd rather poke the bear and risk a 77% rent hike (which would be what you'd have if you'd gotten 6 rent increases of 10% over the past 3 years)? It's not like the landlord can sue you when you move out if you leave them an equivalent, but brand new refrigerator.

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Re:Shadow credit score could decide whether you get an apart... by sbierwagen on Wednesday March 30, 2022 @05:34AM (#30853072)

Why would I leave them a brand new refrigerator? The economically rational course of action would be, on moving out, to put the refrigerator that came with the unit back in place, while I depart with the refrigerator that I purchased with my own money. After all, the unit's refrigerator died of old age while I was occupying it, I didn't do anything to it, and shouldn't be liable for replacement costs. Just store the failed appliance intthe living room until I move out.

Letting the landlord replace it a year later than they otherwise would have saves them money!

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Re:Shadow credit score could decide whether you get an apart... by actually_a_dog on Wednesday March 30, 2022 @08:29AM (#30854202)

Fair point. I suppose I just assumed you didn't have space to keep a non-functional refrigerator just sitting around, like most people.

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