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A comment on Shadow credit score could decide whether you get an apartment. Parent comment

Re:Shadow credit score could decide whether you get an apart... by maxk42 on Tuesday March 29, 2022 @11:25PM (#30851224)
That's exactly what a credit score is - only the defaults disappear after a certain number of years to give people another chance.
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Re:Shadow credit score could decide whether you get an apart... by PeterisP on Wednesday March 30, 2022 @05:18PM (#30860888)
As far as I understand, people in USA with zero credit history get a poor credit score, which is a major difference from zero history being as good as it gets.
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Re:Shadow credit score could decide whether you get an apart... by astura on Friday April 01, 2022 @07:35AM (#30877144)
If you have nothing on your credit report you don't have a poor credit score, you have no credit score.
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