Shadow credit score could decide whether you get an apartment

Re:Shadow credit score could decide whether you get an apart... by oneoff786 on Tuesday March 29, 2022 @08:18PM (#30850062)

When requesting credit, you’re basically stating that you’re good for the money. If you’re economically unstable, that might not be true.

No sense in getting offended at the idea someone is saying you’re dishonest.

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Re:Shadow credit score could decide whether you get an apart... by archhn on Wednesday March 30, 2022 @11:59AM (#30857007)

Some people have no control over their environment. Suddenly getting laid off isn't a mark of "dishonesty."

It is offensive when "unforeseen circumstances" is casted as "dishonesty." This kind of thing is routinely done to criminalize the poor.

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Re:Shadow credit score could decide whether you get an apart... by oneoff786 on Wednesday March 30, 2022 @08:05PM (#30862338)

It’s not about dishonesty. That’s my point. It’s likelihood that you will pay back. You can be an honest person and be unlikely to pay me back.

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