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A comment on Shadow credit score could decide whether you get an apartment. Parent comment

Re:Shadow credit score could decide whether you get an apart... by jfk13 on Tuesday March 29, 2022 @06:19PM (#30849096)
We get regular HN threads about "company X auto-terminated my account and there's no way to get a human involved". Is that really a better way to run society?

Maybe local bank managers having connections to the local community, and actually knowing their customers, rather than sitting behind opaque algorithms and data brokers, wasn't entirely a bad thing after all.

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Re:Shadow credit score could decide whether you get an apart... by seoaeu on Tuesday March 29, 2022 @09:06PM (#30850390)
Historically, the "human" way could certainly bad thing for you if your skin color, religion, etc. didn't match the local bank manager... As I understand it, that's why the government pressured banks to move away from that system.
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