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Re:Web3 is centralized and inefficient by pharke on Friday March 25, 2022 @09:12AM (#30801708)
The essence of both a bank and a cryptocurrency is the ledger. Everything else is an implementation detail.
Re:Web3 is centralized and inefficient by thinkmassive on Saturday March 26, 2022 @09:47AM (#30811740)
The essence of banks is dealing in risk. A ledger is one tool they use.