My last bill from Hetzner was ~35€. I host gitea, drone CI, hashicorp vault and my own docker registry/pypi repository. I can add as many users as I want, and I had exactly zero incidents in the past ~6 years since I set this up.

I don't even worry about a strong backup strategy (besides just making occasional snapshots of the data volumes) because this was all set up with IaC tools (Terraform, Ansible) and I have copies of all the code in local repositories.