Re:Crypto is an unproductive bubble
by vel0city on Saturday March 19, 2022 @12:45AM
(#30731130)
So far in my life I haven't come close to breaking even on my car liability insurance. I haven't filed a single claim on my home insurance. I guess it's a wise decision to cancel these. Instead I should just try harder to not have my house destroyed in a storm or have an auto accident.
[ Parent
| on HN ]
You absolutely should try harder to not have an at-fault auto accident for your and other people's sake. I'd also recommend having massive dying trees cut down near your house.
I've used a 2% cash back credit card for the last 5+ years. If the CC Company offered to make it 3% in exchange for reduced or inhibited fraud insurance I would seriously consider it.
I've also foregone health and home insurance in some instances.
But I appreciate that risk assessment is absolutely not for everyone.
> I'm also foregone health and home insurance in some instances.
Why do you bother with either? Just try harder to not get sick and try harder to not have your house burn down. Are you not actively trying as hard as you can to prevent your house from getting destroyed? Are you not trying to stay healthy?