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Re:Ask HN: How can I prepare for hard economic times? by bbarnett on Monday March 14, 2022 @06:15AM (#30670554)
You should re-gander at the flow chart. I looked and noticed a "is a debt high rate? pay it off first" logic flow there.

You can't just "pay everything off", and so the above chart prioritizes things which have highest interest, as pay down aggressively first.

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