For Freddie/Fannie: some sources say that they support investment properties for conforming loans [1]. They have information about loans for investment properties that I am still trying to make sense of [2]. I have seen other sources say they support loans for 10 properties. Even if the support were only for 1 secondary home, why should the government be subsidizing this?

I understand these policies work differently in expensive markets. But as per this article, investors are targeting rentals in less expensive markets.

[1] https://www.quickenloans.com/learn/conforming-loan-limits

[2] https://sf.freddiemac.com/working-with-us/origination-underw...