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Re:Investors bought a record share of U.S. homes in 2021 by silicon2401 on Thursday February 17, 2022 @01:00PM (#30376371)
> last year you could have bought a $300k home for $15k in cash and pay around $2k in mortgage/taxes/insurance.

How do I find these loans? My partner and I are looking to buy our first home soon and have been agonizing over whether or not to go for a lower down payment % at the cost of higher monthly payments, or a higher down payment % at the cost of not being able to afford much for our area (where 500k is about the minimum for a house)

Re:Investors bought a record share of U.S. homes in 2021 by duped on Thursday February 17, 2022 @01:33PM (#30376779)
More debt is better when money is cheap, but money is getting more expensive the longer you put off making a decision.

But I'm not a financial advisor so don't listen to me, I'm just some dude on the internet. Those loans are gone, since interest rates are continuing to climb and that trend will continue for years.

Re:Investors bought a record share of U.S. homes in 2021 by selimthegrim on Thursday February 17, 2022 @04:30PM (#30378937)
FHA loans should still be pretty close