No I think we are on the same page. I'm just assuming these are "excessively frugal" type people. Agree 100% that money only matters to a point. I've traveled to many places, and had a few "luxury" type experiences and I'm certain that the juice isn't worth the squeeze for that type of stuff.

I would say the main two goals would be to: have enough money to work when/on what you want (this could be like 500k), and the long term goal is have enough money to make a bigger impact on a community or even the world (prob like 10 mil - 1 bil).