Sorry, still seems like a lot of your argument is just trying to rationalize your decision to not get out of Android/iOS - which was the whole point of the conversation.

- Even if a bank does not have a mobile app, they still have a website which you can then access from any phone with a web browser. It does not depend on an Android/iOS app.

- Even if your city does not have an alternative app like Magic Earth (doubtful) you can just use the Google Maps website.

- Uber also does not require the app: https://www.uber.com/en-GB/blog/request-uber-online-without-...