I wouldn't call teens tech-savvy if all they do is click on apps all day, and I doubt any of them have been educated about computer security or vectors of attack at all. Ask them how to update their firewall to prevent attacks on newly installed App X, and you'll get blank stares. Hell, many young people have no idea what files and folders are[1].

I was reviewing a computer class curriculum for a younger cousin who is in high school. All they're doing is learning how to format documents and use spreadsheets. Being able to use an office app suite does not equal being tech-savvy or being educated about computer security.

[1] https://www.theverge.com/22684730/students-file-folder-direc...

Even if that article wasn't the best there are tons of articles in the category. Here is one:

https://www.techtarget.com/searchsecurity/news/252495750/How...

> …I doubt any of them have been educated about computer security or vectors of attack at all.

My kids (who go to a public school) have received what I consider thorough instruction on avoiding online scams and other kinds of danger. It sounds like YMMV, unfortunately.

But the main takeaway is that education doesn't make people scam-proof. The link at https://www.bbbmarketplacetrust.org/story/39089233/research isn't working as I type this, but Cracking the Invulnerability Illusion: Stereotypes, Optimism Bias, and the Way Forward for Marketplace Scam Education is a really interesting research paper on this. (I've pinged the author and will post a working link when she responds.)

That article doesn't say much about education right? Just age