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Re:My bank asks me whereabouts of Syrian Refugees to release... by throwaway23kll on Friday February 04, 2022 @04:59PM (#30213910)
I never use the bank's memo field, ever. As you have found, it will eventually be mis-used by them, and most likely not in any way that benefits you.

The nature of your financial transactions are none of the bank's business. IMO they only exist to "store and forward" the funds.

Use your own local accounting ledger with a memo for your records.

Re:My bank asks me whereabouts of Syrian Refugees to release... by dv_dt on Friday February 04, 2022 @07:59PM (#30215860)
I use the memo field to communicate to the check casher - e.g. pmt for account # 123.