It is their fault when they redistrict to expand their borders into the county, then realize they haven't the means to pay for all that infrastructure. Simple accounting mistakes can bankrupt them. Enthusiastic starry-eyed town councils want everything, but never even think about paying for it.

We're talking small towns here. Their council is a fireman, a baker, an insurance salesperson. Not a professional city planner. It seems inevitable they will over-reach and bankrupt the city treasury. It's a real risk.