Luckily you can avoid both by just cycling everywhere. Lower CO2 output and lower cost, too.

I use rented dedicated servers for everything, and always travel by bicycle or transit. It's not as ridiculous as you make it seem.

If I ride a bike from work to home, my fat ass will be terrible unhappy. If I ride a horse, the horse would be. I could drive, but driving in London is not fun. Luckily, there is a decent public transport system that fits my needs. The point is, there is a context for everything and it matters.

You might like installing and configuring software, I don't. I'm more than capable of doing so myself, but I'd rather build things on top of other things. I'd rather use a battle tested Secrets Manager and have db replication set up for me. I'm grateful to people that like doing these things I don't and I'm expressing my gratitude by contributing to their paychecks via my cloud bill.

To go back to my initial reply, if you change the context, eg the context is driving a car, you can't possible crash the car you are not driving. If the context is "get home after a few too many pints at the pub", then riding a horse is much better than driving a car (and crashing it). Context.

Horse carriage accidents were surprisingly common and deadly for the low speeds they traveled at - but, I did enjoy the analogy [=