An amount of fraud that would be reduced by simplifying the processes or making them universal. Currently everything is so complicated that fraud is undetectable. A good part of fraud is bad actors with expertise in these processes leaping in front of victims who find those processes unintelligible so have no idea that programs exist or if they're qualified for them.

edit: the best part is when somebody manages to fill out all of the forms, navigate the administration, get approval and help finally, then get another letter that says that they were retroactively denied benefits and have to pay them back. It's a minefield.