I'm not saying that it's impossible to be denied coverage; I'm saying that continuous coverage can make that a non-problem.

http://en.wikipedia.org/wiki/Health_Insurance_Portability_an...

> based on prevalence in the population, it's crazy that they're auto-decline conditions.

Are they "auto-decline" or "they can't charge expected costs"?

> I'm not going to get into the severity of the "chronic conditions" we're talking about because they're none of your business

No one asked you to, so why the attitude?