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A comment on Show HN: PickHealthInsurance.com. Parent comment

Re:Show HN: PickHealthInsurance.com by tptacek on Tuesday September 13, 2011 @02:42PM (#2992827)
Are you sure Washington State is that simple? I don't live there and only spent a few moments researching, but I don't see that WA has guaranteed issue with continuous coverage. It does seem to have guaranteed renewal, but that locks you into one insurer, doesn't it?
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Re:Show HN: PickHealthInsurance.com by gurgeous on Tuesday September 13, 2011 @02:49PM (#2992875)
Here we have something called the Standard Health Questionnaire (SHQ), which they make you fill out when applying for insurance. But there are a bunch of exceptions at the top which make it possible to avoid submitting the SHQ. Running out of COBRA is one of those exceptions.
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Re:Show HN: PickHealthInsurance.com by LogicHoleFlaw on Tuesday September 13, 2011 @06:04PM (#2993745)
This is exactly how it worked for me when my COBRA coverage expired and I lived in WA. Bypassing the SHQ was key to getting reasonable rates for myself.
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