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A comment on Upwork asking me for a $12.5k refund as the client was using someone else’s card. Parent comment

Re:Upwork asking me for a $12.5k refund as the client was us... by gruez on Sunday January 09, 2022 @11:44AM (#29864866)
>I don't think any responsible bank would let you withdraw using just an account number

What do you think a check is? It's a piece of paper with your account number, who to pay, and how much. There's a signature field, but it's not checked too closely (I don't think my bank even asked for a signature sample when opening my account) and signatures are trivial to forge.

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Re:Upwork asking me for a $12.5k refund as the client was us... by chrisseaton on Sunday January 09, 2022 @11:47AM (#29864914)
> What do you think a check is?

My bank doesn't give me a cheque book any more - haven't see a person use a cheque in about a decade. I can't believe they'd let someone cash a random cheque with no authorisation.

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Re:Upwork asking me for a $12.5k refund as the client was us... by kylebyproxy on Sunday January 09, 2022 @12:03PM (#29865097)
Just guessing by "cheque", are you outside the US? The checking system & ACH might be more of a US-centric phenomenon. It's been busted forever, but it's just how we do things around here.
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Re:Upwork asking me for a $12.5k refund as the client was us... by CRConrad on Sunday January 09, 2022 @08:24PM (#29869440)
> It's been busted forever, but it's just how we do things around here.

Which is why the rest of the developed world wonders: So why don't you stop that and catch up to, say, the 1990s?

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Re:Upwork asking me for a $12.5k refund as the client was us... by easton on Sunday January 09, 2022 @12:03PM (#29865100)
I do that when people send me money for birthdays once a year. Stick the check in the atm, i get money and the person wasn’t asked.
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Re:Upwork asking me for a $12.5k refund as the client was us... by greenyoda on Sunday January 09, 2022 @04:21PM (#29867436)
My bank allows me to deposit a check just by photographing it with their smartphone app. No more visits to ATMs needed.
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