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Re:Upwork asking me for a $12.5k refund as the client was us... by Tijdreiziger on Sunday January 09, 2022 @11:18AM (#29864570)
> but there's no chargeback for direct-to-bank withdrawals.

This isn't correct within SEPA (the Single Euro Payments Area). You do need to issue the chargeback within 8 weeks, though. [1]

[1] https://stripe.com/docs/payments/sepa-debit#disputed-payment...

Re:Upwork asking me for a $12.5k refund as the client was us... by literallycancer on Sunday January 09, 2022 @08:01PM (#29869290)
If the transaction was unauthorised (i.e. the collection does not relate to the signed mandate), the payer can ask for a refund up to 13 months after the direct debit.